Analyse CSV and PDF statements directly
Upload the supported bank statement you already have. Statement analysis is the core workflow, not an extra step inside a connected finance dashboard.
Rocket Money alternative for statement analysis
Analyse a CSV or PDF statement without connecting a US bank account.
MyMoneyLeak gives you a focused review from the statement you already have. Examine possible duplicate charges, recurring payments, subscriptions, bank fees, spending changes, and estimated annual costs without depending on a supported live bank connection.
Rocket Money is available only to users in the United States with US-based banks. MyMoneyLeak is built around supported statement files, so the core workflow is not restricted by the same bank connection model.
MyMoneyLeak reportStatement analysis summary
Review readyRecurring costs$284.70estimated monthly
Annual impact$3,416estimated
Needs review6possible findings
Possible duplicate charges2 findings
Streaming ServiceTwo similar charges detected$19.99
Cloud StorageSame merchant and amount$12.00
Recurring paymentsReview suggested
Why MyMoneyLeak
Choose MyMoneyLeak when you want direct CSV or PDF statement analysis, no required live bank connection, use beyond US-only bank integrations, focused possible-duplicate review, and no percentage-based bill-negotiation fee.
Advantages for statement-first users
MyMoneyLeak starts with the statement you already have.
You do not need a supported US bank, continuous account syncing, or a complete budgeting dashboard before reviewing possible money leaks.
Not limited to US bank connections
MyMoneyLeak does not require a supported US institution. It can review a supported statement wherever the user can provide the required CSV or PDF file.
No continuous bank connection required
Review only the financial data you choose without maintaining an ongoing connection between the product and your bank account.
Focused possible duplicate-charge review
Surface transactions that may be duplicates so you can verify charges before unnecessary costs continue.
Recurring costs, fees, and annual impact
Bring repeating payments, subscriptions, bank fees, spending changes, and estimated yearly costs into one focused report.
No bill-negotiation success fee
Use the analysis to understand charges and prepare to contact providers yourself without giving up 35% to 60% of first-year savings.
MyMoneyLeak vs Rocket Money
See why MyMoneyLeak is the stronger choice for focused statement analysis.
Rocket Money offers broader connected account and subscription services. MyMoneyLeak is designed to solve the more focused task of reviewing statement data for possible costs that may need attention.
Recommended for statement analysisMyMoneyLeak
Upload a supported statement and review possible money leaks without depending on a US bank connection.
- CSV and PDF statement analysis
- No required live bank connection
- Not limited to supported US banks
- Possible duplicate-charge review
- Recurring payment and subscription review
- Bank fees and spending-change insights
- Estimated monthly and annual impact
- Financial Health Score and statement assistant
- No percentage-based negotiation success fee
- $9.99 monthly or $90 yearly
Limitations for statement-first usersRocket Money
Designed for linked US accounts rather than direct CSV or PDF bank-statement analysis.
- Available only in the United States
- Requires US-based banks
- Connected accounts are central to the workflow
- Unsupported banks depend on future Plaid support
- General PDF statement analysis is not a core workflow
- CSV support is limited to specific workflows and exports
- Successful bill negotiation costs 35%–60% of first-year savings
- More setup for users who only need a statement review
| Comparison | MyMoneyLeak | Rocket Money |
|---|---|---|
| Main purpose | Find possible money leaks inside a selected CSV or PDF bank statement. | Track connected US accounts, subscriptions, budgets, credit, goals, and net worth. |
| CSV statement workflow | CSV statement upload and analysis are part of the core product workflow. | Rocket Money supports transaction exports and a specialised Apple Card CSV import, but does not present general CSV bank-statement analysis as its main workflow. |
| PDF statement workflow | Reviews supported PDF bank statements directly. | Rocket Money may accept billing-statement images for supported bill negotiations, but does not present full PDF bank-statement analysis as its core workflow. |
| International use | Not dependent on a supported US bank connection when the user can provide a compatible statement file. | Rocket Money states that it is available only to users in the United States with US-based banks. |
| Live bank connection | Not required for the core statement-review workflow. | Connecting bank and card accounts is central to importing balances, transactions, and subscriptions. |
| Unsupported bank | A direct bank integration is unnecessary when the user can provide a supported statement. | Users can request Plaid support, but Rocket Money states there is no timeline for an unsupported bank to become available. |
| Possible duplicate charges | Specifically surfaces transactions that may require review as possible duplicates. | Provides transaction monitoring and alerts, but possible duplicate-charge analysis is not promoted as the central workflow. |
| Recurring payments | Examines repeating payment patterns found in the uploaded statement. | Tracks subscriptions and recurring bills through linked account data. |
| Bank fees | Designed to surface statement fees and charges that may deserve attention. | Provides broader transaction and spending visibility rather than a statement-first fee report. |
| Spending changes | Highlights changes and unusual movement found within the selected statement data. | Shows spending reports, categories, budgets, and account activity across linked accounts. |
| Estimated annual cost | Converts repeating costs into an estimated yearly impact. | Tracks bills and subscriptions, but is not centred on producing a focused money-leak report from an uploaded statement. |
| Financial Health Score | Provides an informational score based on the reviewed statement data. | Offers credit, net-worth, budgeting, and goal tools rather than the same statement-based score. |
| Subscription cancellation | Shows recurring costs so the user can decide what to cancel and contact providers directly. | Premium includes hands-off cancellation support for supported subscriptions. |
| Bill negotiation | Helps the user understand the charge and prepare to negotiate directly, without a percentage-based success fee. | Can negotiate supported bills and charges 35% to 60% of first-year savings when successful. |
| Setup complexity | Upload a supported statement and review the resulting findings. | Requires account creation, supported US account connections, syncing, and ongoing dashboard use for the full experience. |
| Premium pricing | $9.99 monthly or $90 yearly. | Free plan available. Premium commonly uses flexible pricing from $7 to $14 per month, with a seven-day trial. |
Choose MyMoneyLeak
The better choice when you want answers from a statement, not another connected account app.
- You want to analyse a supported CSV or PDF bank statement directly.
- Your bank is outside the United States or is not supported by Rocket Money.
- You do not want to maintain a continuous live bank connection.
- You want possible duplicate charges, recurring costs, fees, and spending changes brought together in one focused report.
- You want repeating payments translated into estimated monthly and annual impact.
- You want to prepare for provider negotiations without paying a percentage of the savings.
Why Rocket Money may be more than you need
Connected US account management is a different workflow from direct statement review.
Rocket Money may suit users who specifically want connected US account tracking, custom budgets, credit tools, net-worth tracking, subscription cancellation assistance, or bill negotiation. Those services can be useful, but they do not replace MyMoneyLeak's direct CSV and PDF statement-analysis workflow.
MyMoneyLeak pricing
Focused statement analysis without a success-fee model.
Choose monthly access or reduce the effective monthly price with yearly Premium.
$9.99per month
Review supported CSV and PDF statements for possible duplicate charges, recurring costs, subscriptions, fees, spending changes, estimated annual impact, and additional financial insights.
View MyMoneyLeak pricing$90 per year
Keep the focused statement-review workflow without paying a percentage of any savings you negotiate directly with a provider.
Start reviewing my statementFrequently asked questions
MyMoneyLeak and Rocket Money comparison FAQ
Why is MyMoneyLeak a better Rocket Money alternative for statement analysis?
MyMoneyLeak is purpose-built for reviewing a supported CSV or PDF statement for possible duplicate charges, recurring payments, fees, spending changes, and estimated annual costs. It does not require a supported US bank connection or continuous account syncing.
Can MyMoneyLeak work with a bank outside the United States?
MyMoneyLeak does not require a supported US institution for its core workflow. A user can provide a supported CSV or PDF statement instead. Compatibility still depends on the statement format being supported.
Does Rocket Money support international banks?
No. Rocket Money states that it is currently available only to users located in the United States with US-based banks.
Can Rocket Money analyse a CSV bank statement?
Rocket Money documents CSV transaction exports and a specialised Apple Card CSV import. Its general product workflow is based on connected US bank and card accounts rather than direct CSV statement analysis. MyMoneyLeak uses CSV statement review as a core workflow.
Can Rocket Money analyse a PDF bank statement?
Rocket Money may accept a billing-statement image during supported bill negotiation, but its official product material does not present complete PDF bank-statement analysis as the core workflow. MyMoneyLeak is designed to review supported PDF bank statements.
Does MyMoneyLeak require a live bank connection?
No. A continuous bank connection is not required. You choose the supported statement file you want MyMoneyLeak to review.
Which product is better for possible duplicate-charge review?
MyMoneyLeak is the more focused option because possible duplicate-charge signals are part of its statement-analysis workflow. Rocket Money provides broader transaction monitoring but does not position duplicate analysis as its central purpose.
How does bill negotiation differ?
MyMoneyLeak helps users understand charges and prepare to contact providers directly without taking a percentage of savings. Rocket Money can negotiate supported bills and charges 35% to 60% of first-year savings when successful.
Which product should I choose?
Choose MyMoneyLeak when you want focused CSV or PDF statement analysis without a required live bank connection. Rocket Money may fit users who specifically want ongoing connected US account tracking, concierge cancellation, credit tools, or a paid bill-negotiation service.
Rocket Money details were reviewed against its official website and Help Center on August 2, 2026. Product availability, features, pricing, and fees may change.
Rocket Money is a trademark of its respective owner. MyMoneyLeak is not affiliated with, sponsored by, or endorsed by Rocket Money.Review the statement you already have
Find possible money leaks without connecting a US bank account.
Upload a supported CSV or PDF statement and review possible duplicate charges, recurring payments, fees, spending changes, and estimated annual costs.