Find hidden subscriptions & duplicate charges without linking your bank.
Upload any bank CSV or PDF to spot forgotten subscriptions, double charges, and sneaky fees in seconds.
Statement Leak Audit
See everything. Stop the leaks.
Turn your raw bank statement into instant monthly savings in 30 seconds.
Upload any statement. Scan in seconds.
Drop a bank CSV or PDF to audit your spending with 100% privacy—no bank passwords or Plaid needed.
Duplicate charge detection
Did you get charged twice? Find out in seconds.
We match merchant names, dates, and amounts to catch double billing errors before they cost you.
- Same-day charge matching
- Accidental double-swipe alerts
- Direct transaction evidence
- Dispute-ready proof
Adobe Systems
$54.99- Date
- 14 Dec 2025
- Merchant
- Adobe Systems
- Status
- Review
Adobe Systems
$54.99- Date
- 14 Dec 2025
- Merchant
- Adobe Systems
- Status
- Review
Find hidden subscriptions
Stop paying for subscriptions you forgot you had.
See all your active recurring charges in one place, plus your true annual cost for each.
- Calculate true annual cost
- Flag silent price hikes
- Active membership audit
- Direct cancel guides
Prepare before you call
Take clear figures into the conversation.
Patterns that may deserve your attention.
Estimated recurring or avoidable impact in the statements currently being reviewed.
Money leak alerts
Find your biggest money leaks at a glance.
Catch surprise fees, sudden price hikes, and spending spikes before your next bill.
- Highest-impact leaks first
- Hidden bank fees exposed
- Monthly spending patterns
Bill price increase tracker
Did your monthly bill quietly go up?
Compare last month to this month so you see the exact price hike before calling your provider.
Get your exact monthly increase and talking points before calling your provider.
- Monthly increase
- $14
- Estimated annual difference
- $168
- Suggested next step
- Review with provider
Your score starts at 100 and is reduced when statement patterns need review.
What is affecting your score
Financial Health Score
Your statement health score out of 100.
See how much of your monthly income is lost to subscriptions, fees, and duplicate charges.
Track your score each month as you eliminate wasted recurring fees.
AI Statement Assistant
Ask your statement anything in plain English.
Ask "What's my biggest recurring bill?" or "Where did I spend the most?" for instant answers.
Open the subscription list to review each merchant and its supporting transactions.
Customer Stories
Loved by people who hate wasting money.
“Found $72/month in forgotten subscriptions”
I thought I knew everything leaving my account. MyMoneyLeak found an old software trial and a duplicate streaming subscription in 30 seconds.
“Caught a $54 duplicate gym charge”
My gym charged me twice on the same day. I would have never noticed without the side-by-side duplicate alert. Got my money refunded the next morning.
“100% private — no Plaid required”
I refuse to link my bank credentials to budgeting apps. Being able to just upload a downloaded CSV statement and see everything instantly is incredible.
Simple pricing
One Premium plan. Choose how you pay.
Monthly and yearly billing include the same statement review and product features.
Billed monthly
- CSV and PDF statement review
- Recurring payment tracking
- Possible duplicate-charge review
- Spending and fee insights
- Financial Health Score
- Bill comparison tools
100% Private & Secure
No bank passwords. No Plaid. Full privacy.
Your bank login stays strictly between you and your bank. Upload a statement, review findings, and delete anytime.
Frequently asked questions
Answers to common bank statement analysis questions.
How do I find hidden subscriptions on my bank statement?
Upload your bank statement CSV or PDF. MyMoneyLeak groups all recurring payments and shows what they cost you per year.
Do I have to connect my bank account or use Plaid?
No. You never share your online banking login or passwords. Just upload a downloaded statement file for complete privacy.
How does duplicate charge detection work?
We flag transactions with matching amounts, merchants, and close dates so you can catch accidental double-billing immediately.
Can I track subscriptions without linking my bank account?
Yes. That is exactly why MyMoneyLeak exists—statement-based subscription tracking without bank linking or credential access.
Ready to stop money leaks?